[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hasty.cz\/u-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.hasty.cz\/u-koho-si-pujcit\/","headline":"U koho si p\u016fj\u010dit?","name":"U koho si p\u016fj\u010dit?","description":"i iv=“Content-Type“ content=“text\/html; charset=UTF-8″> Soukrom\u00e9 podnik\u00e1n\u00ed m\u00e1 nesporn\u011b sv\u00e9 kladn\u00e9 str\u00e1nky. To je logick\u00e9, proto\u017ee kdyby tomu tak nebylo, nikdo […]","datePublished":"2022-07-09","dateModified":"2023-06-07","author":{"@type":"Person","@id":"https:\/\/www.hasty.cz\/author\/#Person","name":"","url":"https:\/\/www.hasty.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hasty.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hasty.cz\/wp-content\/uploads\/art433897_3x2_20261007_235354_XpSMK3.jpg","url":"https:\/\/www.hasty.cz\/wp-content\/uploads\/art433897_3x2_20261007_235354_XpSMK3.jpg","height":0,"width":0},"url":"https:\/\/www.hasty.cz\/u-koho-si-pujcit\/","about":["Ekonomika"],"wordCount":416,"articleBody":"  i iv=“Content-Type“ content=“text\/html; charset=UTF-8″>    Soukrom\u00e9 podnik\u00e1n\u00ed m\u00e1 nesporn\u011b sv\u00e9 kladn\u00e9 str\u00e1nky. To je logick\u00e9, proto\u017ee kdyby tomu tak nebylo, nikdo by se dobrovoln\u011b podnikatelem nestal. A lid\u00e9 se dobrovoln\u011b podnikateli st\u00e1vaj\u00ed. T\u0159eba proto, aby si mohli o sv\u00e9 pr\u00e1ci sami rozhodovat nebo aby byli sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci.  Jen\u017ee podnik\u00e1n\u00ed m\u00e1 i svou odvr\u00e1cenou stranu, kv\u016fli n\u00ed\u017e jsme se nestali podnikateli v\u0161ichni do jednoho. A tou je p\u0159edev\u0161\u00edm ur\u010dit\u00e1 ekonomick\u00e1 nejistota. \u017d\u00e1dn\u00fd z podnikatel\u016f nem\u016f\u017ee nikdy tvrdit, \u017ee jemu se bude da\u0159it v\u017edycky dob\u0159e a \u017ee se bude v\u017edycky topit v pen\u011bz\u00edch. A mo\u017en\u00e9 finan\u010dn\u00ed probl\u00e9my jsou n\u011b\u010d\u00edm, co soukromn\u00edk\u016fm z\u00e1vid\u011bt nelze. Soukrom\u00ed podnikatel\u00e9 tedy za\u017e\u00edvaj\u00ed n\u011bkdy dobr\u00e9 a jindy zl\u00e9 \u010dasy. Co\u017e m\u016f\u017ee b\u00fdt \u010d\u00e1ste\u010dn\u011b jejich z\u00e1sluhou a \u010d\u00e1ste\u010dn\u011b t\u0159eba i jenom \u0159\u00edzen\u00edm osudu nebo p\u016fsoben\u00edm vn\u011bj\u0161\u00edch faktor\u016f. A n\u011bkdy se nevyhnuteln\u011b dost\u00e1vaj\u00ed i do finan\u010dn\u00edch probl\u00e9m\u016f, kter\u00e9 je mohou i vysloven\u011b t\u00e1hnout ke dnu. Co\u017e ale \u017e\u00e1dn\u00fd soudn\u00fd podnikatel neakceptuje. A jakmile se to za\u010dne kazit, za\u010d\u00edn\u00e1 i sh\u00e1n\u011bn\u00ed n\u00e1hradn\u00edch zdroj\u016f financ\u00ed, jimi\u017e by se dalo je\u0161t\u011b zachr\u00e1nit aspo\u0148 to, co se zachr\u00e1nit d\u00e1. Tedy t\u0159eba i p\u016fj\u010dek. Ov\u0161em p\u016fj\u010dku \u017e\u00e1dn\u00fd soukromn\u00edk v t\u00edsni jednodu\u0161e nese\u017eene. U ka\u017ed\u00e9 p\u016fj\u010dky se mus\u00ed prokazovat schopnost spl\u00e1cet, a to je pro soukromn\u00edky v ekonomick\u00fdch nesn\u00e1z\u00edch v\u00e1\u017en\u011b probl\u00e9m. Takov\u00fd probl\u00e9m, \u017ee je jim nejednou kdejak\u00e1 p\u016fj\u010dka odep\u0159ena. A co potom? Potom je pro podobn\u00e9 lidi sp\u00e1sou nebankovn\u00ed americk\u00e1 hypot\u00e9ka Americk\u00e1 nebankovn\u00ed hypot\u00e9ka, kterou tito mohou dostat i ve skute\u010dn\u011b komplikovan\u00e9 situaci. Ov\u0161em, je jasn\u00e9, \u017ee tu podnikatel\u00e9 v t\u00edsni nedok\u00e1\u017eou nab\u00eddnout extra velk\u00e9 p\u0159\u00edjmy nebo t\u0159eba dokonal\u00e9 registry dlu\u017en\u00edk\u016f, jen\u017ee je tu jin\u00e1 mo\u017enost, jak to vy\u0159e\u0161it. U nebankovn\u00ed hypot\u00e9ky se prost\u011b zaru\u010duje spl\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz z\u00e1stavou nemovitosti. A kdy\u017e se tak stane, do\u010dk\u00e1 se tolik pot\u0159ebn\u00fdch pen\u011bz i dost beznad\u011bjn\u00fd podnikatel. Kter\u00fd t\u00edm nad\u011bji znovu z\u00edsk\u00e1.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U koho si p\u016fj\u010dit?","item":"https:\/\/www.hasty.cz\/u-koho-si-pujcit\/#breadcrumbitem"}]}]